The banks are the government. Look no further than the revolving door. Where former bureaucrats from government regulators such as the SEC and CFTC work for Goldman Sachs. The last couple of US secretary of treasury are from Goldman Sachs.
The government and the banks are one. Central banks are the cartel control method binding banks to the their respective governments. The greatest con was convincing the public that the banking finance industry was some how an exemplar of capitalism. When in fact it’s socialist and monopolist to its core. It’s effectively a form of fascism.